First and foremost, you will know how much house you can build.  We have seen clients design first, the realize the home is either not affordable for them or so overbuilt for the area the home will not appraise out.  Better to contact us first, then spend the money on blue prints.  This is why we recommend getting pre-qualified.

Second, log suppliers get 100's of inquiries from "interested" buyers.  A buyer who is actually qualified to build a home is a more serious customer.  

By being Pre-Qualified, suppliers will know you are a serious client, giving you greater attention to what you are planning and you will receive a fine tuned estimate.

Third, since your interest rate is dependant on your credit score, it is important to make sure your scores are accurate.  Often times credit bureaus have wrong or outdated information that may effect your score.  This allows you time to make corrections, if necessary, before your loan is submitted to the lender.

By receiving your Pre-Qualification you will ensure the affordability of the project, more accurate estimates to determine the total cost to build, and verify the accuracy of your credit report.

If you have any questions about the pre-approval process, please give us a call or send us an email.